INVESTORS > FAQ
Hard money loan investors are private individuals who seek passive, short-term, real estate secured investments. Many are looking for alternatives to wall street and enjoy the ability to invest in real estate without the hassles associated with property management, landlording, or construction. Others are also active real estate investors who like to diversify their existing portfolio with notes.
All of our loans meet the same criteria and requirements, with the same LTV on each loan, they are essentially templates of each other. Before a loan is assigned to our investor lenders they can rest assured that thorough diligence has been done and loan has been qualified, that being said if they are not comfortable with any loans it is their prerogative to opt out.
You can expect returns of 7-10% interest, with payments received each month directly into your account. Some loans may pay slightly more or less, our focus is on providing consistent returns with continuous deal flow.
Hard money loan investments are direct to the borrower and not a fund, the loan is privately assigned to the investor/lender. Investors are clear owners of individual notes and not members of a fund. This allows for transparency and security for each loan with peace of mind for our investors.
Hard money loans are considered commercial mortgage loans since they are made for investment purposes only. Even if the loans are on residential real estate, that is not a homestead property, they are considered commercial loans and do not require a mortgage license.