REASONS TO CHOOSE HMF AS YOUR
HARD MONEY LENDER


HMF is a smarter and more effective alternative to bank financing for commercial and residential real-estate in Dallas, Texas. We provide fast and simple hard money loans that are based on the value of your property rather than your personal creditworthiness. 

FAST

Get approvals fast. 

Our process is uncomplicated, we can get your loans greenlighted within 3-5 days time - faster than banks.

SIMPLE

We’ve eliminated hoops and hidden fees so you can worry about what matters most: Making money from your investment real estate.

LOCAL

We are not a cold and impersonal lending institution. We have a local touch, and this enables us to connect easily no matter your background.


RELIABLE

We form quality relationships with our clients and we do our best to show up for you as long as we deem the business opportunity to be great.

PROFESSIONAL

We abide by a code of professional ethics, which is designed to protect all parties, and make our customers feel valued and respected.

LOAN TYPES


FLIP ONLY

The flip only, often known as a short-term house flipping loan, is well-known by businesses and individual real estate investors. Such loans are offered by HMF as a hard money option, with investment real estate used as collateral. The funds are used to purchase the property once it has been approved. Learn More >>

FIX & FLIP

The fix-and-flip loan is used when you need to purchase and rehab the property.  Our team will work with you to structure the loan terms to match your business needs.  From acquisition, through construction costs, to the eventual sale of the property for a profit, our experienced team can assist you in identifying and customizing a loan solution that fits all of your project needs. Learn More >>

FIX & RENT

The fix-and-rent loan is used when you need to purchase and rehab a property for renting out. The hold period might be typically longer, therefore our team will work with you to structure the loan terms to match your business needs. From acquisition, through construction costs, to the eventual sale of the property, our experienced team can assist you in identifying and customizing a loan solution that fits all of your project needs.  Learn More >>

REFINANCE / CASH OUT

The refinance or cash out loan is used when you need to unlock the equity in your investment property with a hard money loan.  With the cash out loan you can take money out of the equity of your investment property fast.  For experienced real estate investors this allows fast access to capital when needed for another opportunity.  Our team will speak with you to find out your needs and provide a loan terms structure that may work for your plans. Learn More >>

APPROVAL PROCESS

Close FAST in 4 easy steps!

Step

1

Submit Loan
Request

Step

2

Upload Documents
& Accept LOI

Step

3

Valuation &

Title Ordered

Step

4

Final Legal

Review

RECENTLY FUNDED PROJECTS

Dallas, TX

Single Family home with 3 bedrooms, 2 full baths, in Dallas, TX

LOAN
$100,000

Fort Worth, TX 

Single Family home with 3 bedrooms, 2 full baths. 


LOAN
$240,000

Fate, TX 

Single Family home with 4 bedrooms, 2 full baths.


LOAN
$260,000

Garland, TX 

Single Family home with 3 bedrooms, 2.5 full baths.

LOAN
$330,000

Farmers Branch, TX 

Single Family home with 4 bedrooms, 3 full baths.

LOAN
$333,500

Haslet, TX 

Single Family home with 5 bedrooms, 3.5 baths 

LOAN
$204,000

Fort Worth, TX 

Single Family home with 3 bedrooms, 2 full baths, in Dallas, TX

LOAN
$199,000

Kaufman, TX 

Single Family home with 3 bedrooms, 2 full baths


LOAN
$150,000

Dallas, TX 

Single Family home with 3 bedrooms, 2 full baths, in Dallas, TX

LOAN
$100,000

Fort Worth, TX 

Single Family home with 3 bedrooms, 2 full baths.

LOAN
$240,000

Fate, TX 

Single Family home with 4 bedrooms, 2 full baths.

LOAN
$260,000

Garland, TX 

Single Family home with 3 bedrooms, 2.5 full baths.

LOAN
$330,000

Farmers Branch, TX 

Single Family home with 4 bedrooms, 3 full baths.

LOAN
$333,500

Haslet, TX 

Single Family home with 5 bedrooms, 3.5 baths 

LOAN
$204,000

Fort Worth, TX 

Single Family home with 3 bedrooms, 2 full baths.

LOAN
$199,000

Kaufman, TX 

Single Family home with 3 bedrooms, 2 full baths

LOAN
$150,000

robert m. / 

Seasoned investor here, I’ve known the team for years and have done several deals together. They are always fair, transparent, and diligent with everything they do. Construction has not been easy over the past year, I was happy to work with someone that understands the process and game to solve problems together. Having experience on both sides of deals makes them very valuable, having another pair of eyes on my underwriting is the bonus. Highly recommended

george./

The team is top notch, I had a difficult situation with the project and my investors, the experience these guys have saved my deal….They literally performed a miracle in a short period of time. Cannot thank them enough, will definitely work in the future.






Jose/

As a first time investor I was concerned working with hard money lenders… After going through the process, it couldn’t have been easier. Thank you for making it streamlined and holding my hand during the process. Kyle was extremely helpful, walking me through everything and assisting with the closing was a big part why I will keep coming back.  Look no further and partner with these guys.



john s. / 

Super easy to work with, went without a hiccup, and best terms from several competitors in town.



marie s./

Really appreciate the fast reply. You all have been great to work with, thanks to everyone for their diligence.



eric g./

Thank you so much, the quality and speed of your service is why I keep using you guys time after time again.  Actively securing new deals and will be back for the next one. Thanks again.