Hard Money Flip Loans


Fast, Flexible Financing for Real Estate Investors
In the fast-moving real estate market, timing is everything. Whether you're a seasoned real estate investor or new to flipping, Hard Money Fix and Flip Loans from Hard Money Fast provide the quick financing you need to purchase, renovate, and sell investment properties for profit. Unlike traditional bank loans, which can take weeks to process, our hard money loans close quickly, giving you the cash flow needed to capitalize on flip projects and rehab costs with minimal delays.

As direct lenders, we offer flip loans that focus on the purchase price and repair value (ARV) of the property—not your credit history. This allows you to move fast and efficiently without the restrictions that come with traditional lenders. Whether you need funds for the purchase price, rehab costs, or both, our hard money fix loans provide the flexibility you need to make your fix and flip projects a success.

What Are Hard Money Flip Loans?

Hard money flip loans are short-term loans designed for real estate investors looking to purchase and renovate flip properties quickly. Unlike conventional mortgages, these loans are secured based on the current value and after-repair value (ARV) of the property, not your income verification or minimum credit score. This makes them ideal for flip projects that require fast financing.Our hard money financing is designed to cover both rehab costs and purchase price, making it easier to complete your flip projects and sell for a profit—without the lengthy approval process of traditional bank loans.

Key Features of Hard Money Flip Loans:

  • Asset-based lending: Loans are based on property value and rehab budget, not your financial history.
  • Quick approval: Get approved within 24–48 hours.
  • Fast closing: Typically close in 5–7 business days.
  • Interest-only payments: Keep your monthly payments low during the rehab phase.
  • Up to 85% of the purchase price covered.
  • No prepayment penalties: Refinance or pay off early with no extra cost.
  • Flexible loan terms: We provide various loan types tailored for your flip project.

Who Can Benefit from Hard Money Flip Loans?

Our hard money flip loans are designed for real estate investors who need fast and reliable funding for flip projects. Whether you’re flipping single-family homes, commercial real estate, or multifamily properties, we provide the capital needed to close deals and get started on rehab costs quickly. Our loans are ideal for:
  • Experienced house flippers needing fast capital for fix-and-flip projects.
  • Property investors looking to rehab and sell properties for profit.
  • First-time investors seeking quick financing to enter the flip market.
  • Commercial real estate investors working on large-scale rehab projects.

How Hard Money Flip Loans Work

At Hard Money Fast, we simplify the loan request process so you can focus on completing your flip project and getting the property back on the market.

Step 1: Submit Your Loan Request - Provide details about your property, including purchase price, rehab budget, and expected ARV. We’ll quickly assess your deal and determine if it fits our loan programs.

Step 2: Property Appraisal - We require an appraisal to determine the current value and repair value (ARV) of the property. This ensures the loan terms align with the property’s potential for profit.

Step 3: Loan Approval and Structuring - Once we have the appraisal, we’ll structure the loan based on purchase price and rehab costs, offering up to 85% of the purchase price.

Step 4: Fast Closing - Once approved, we close the loan in as little as 5–7 business days, ensuring you can start your project quickly and avoid delays that can cost you profits.

Step 5: Exit Strategy - After completing your rehab, you have the option to refinance or sell the property. Our loan programs offer flexible exit strategies, allowing you to maximize your profit, whether you choose to sell or refinance.
We offer flexible loan programs designed to meet the unique needs of flip projects of all sizes and types.

Loan Terms You Can Expect

When you partner with Hard Money Fast, you’ll get clear, competitive terms designed for real estate investors:
  • Loan Amount: Typically ranging from $100,000 to $2,000,000, depending on property value and project size.
  • Loan-to-Value (LTV): Up to 85% of the purchase price.
  • Interest Rates: Typically between 11.99% and 14.99%, based on your experience and project risk.
  • Loan Terms: Short-term loans (6–18 months).
  • Monthly Payments: Interest-only payments during the rehab phase.
  • Prepayment Penalties: None; you can refinance or pay off early without additional fees.
  • Down Payment: Varies based on loan program and borrower experience.
  • Exit Strategy: Refinance, resell, or use bridge loans for flexible financing.

Why Choose Hard Money Fast for Your Flip Financing?

At Hard Money Fast, we provide hard money loans that make it easier to close flip projects quickly. Here’s why our flip loans are the best option for you:
  • Speed: Quick approvals and fast closings—we’re faster than traditional lenders.
  • Asset-based lending: We focus on property value and rehab potential, not your credit history.
  • Competitive interest rates—maximize your profit margins on your flip projects.
  • No hidden fees—we provide transparent loan costs with no junk fees.
  • Experience working with flippers—we know what it takes to complete flip projects successfully.
  • Down Payment: Varies based on loan program and borrower experience.
  • Rehab costs covered: We help fund rehab costs to keep your projects on track.

Who Qualifies for a Hard Money Flip Loan?

  • Property’s market value and ARV.
  • Rehab budget and project scope.
  • Exit strategy—whether you plan to flip and sell or refinance and hold.
  • Your experience with flipping houses or managing investment properties.
  • Cash reserves to cover rehab costs and other expenses.
Whether you’re an experienced investor or a first-time flipper, we offer flexible options and quick funding to get your project off the ground.

Let’s Fund Your Next Flip Project

If you’re a real estate investor looking to take on your next flip project and need fast, reliable financing, Hard Money Fast is here to help. Our hard money flip loans provide you with the capital to close deals quickly, fund rehab costs, and maximize profits on your investment property.

Unlike traditional bank loans, our hard money loans offer flexible terms, quicker approval, and fewer requirements. With our flip loans, you can cover the purchase price, rehab budget, and repair value to ensure your fix and flip project is a success.

Whether you’re flipping residential or commercial real estate we are a direct lender ready to provide the loan amount and funding fix you need. Hard money fix loans are designed to keep your cash flow strong, with interest-only payments during the rehab phase, and no prepayment penalties.

Submit your loan request today, and let us help you fund your next fix and flip project with the speed and confidence you need to succeed in today’s real estate market.