In today’s competitive real estate market, timing is everything. Whether you're a seasoned flipper or just starting, Hard Money Fix and Flip Loans from Hard Money Fast provide the fast, reliable financing you need to buy, renovate, and flip investment properties for profit. Unlike traditional bank loans, which can take weeks to process, our hard money loans are designed to close quickly, allowing you to capitalize on hot deals and maximize your cash flow.

As a direct lender, we offer flip loans that focus on the property's market value and repair value rather than your credit history. This gives you the ability to fund your fix-and-flip projects quickly and get started on your rehab costs without the delays and restrictions imposed by traditional lenders.

Hard money fix-and-flip loans are short-term loans designed specifically for real estate investors looking to purchase, renovate, and resell properties. These loans are based on the property's after-repair value (ARV) and the purchase price, rather than the borrower’s credit score or income history.

Hard money financing allows you to buy an investment property, complete necessary repairs, and flip it for profit—all without the slow, rigid approval processes of traditional bank loans. Our fix-and-flip loans help you move quickly and efficiently, covering rehab costs and purchase price so you can focus on getting the property back on the market.

Our hard money loans are designed for real estate investors who need quick, reliable funding for flip projects. Our loan programs are ideal for:

If you’re looking to flip houses or commercial properties, a hard money fix-and-flip loan can provide the funding needed to get your project off the ground, complete renovations, and resell for profit.

We simplify the approval process and provide short-term financing so you can focus on rehab and getting your flip project ready for resale.

Step 1: Submit Your Loan Request

Send us your property details, including purchase price, rehab budget, and exit strategy. We’ll quickly assess the deal and get back to you with an offer.

Step 2: Property Appraisal

We require an appraisal to determine the current market value and repair value (ARV) of the property. This ensures the loan aligns with the potential resale value.

Step 3: Loan Approval and Structuring

Once the appraisal is in, we’ll structure the loan based on the ARV and your rehab costs. We typically offer up to 90% of the purchase price and 100% of rehab costs for eligible properties.

Step 4: Fast Closing

Once approved, we close in 5–7 business days—faster than traditional banks. This allows you to secure the property quickly and start working on your flip.

Step 5: Exit Strategy

Once your flip project is complete, you have the flexibility to either sell the property or refinance into a long-term loan. We don’t charge prepayment penalties, giving you the flexibility to exit when it works best for you.

When you partner with Hard Money Fast, you can expect clear, competitive terms designed to meet the needs of real estate investors:

Unlike traditional lenders, Hard Money Fast offers fast, flexible loans designed to meet the needs of real estate investors. Here’s why our flip loans are the best option for your flip project:

At Hard Money Fast, we focus on the deal rather than your credit history or income. If your flip project has the right numbers, we’ll work with you to get you the funding you need.

Even if you’ve been turned down by traditional lenders, we offer quick, flexible loans to help you get your flip project off the ground.

If you’re ready to take on your next flip project and need the funding to make it happen, Hard Money Fast is here to help. Our hard money fix-and-flip loans offer fast, flexible financing to get your project moving and maximize your profits.

Submit your loan request today and let us help you flip properties with speed, flexibility, and confidence!